{"id":7817,"date":"2026-01-24T14:23:43","date_gmt":"2026-01-24T11:23:43","guid":{"rendered":"https:\/\/back.habitare.sa\/wp\/?p=7817"},"modified":"2026-01-24T14:23:43","modified_gmt":"2026-01-24T11:23:43","slug":"a-complete-guide-to-real-estate-transfer-in-saudi-arabia","status":"publish","type":"post","link":"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/","title":{"rendered":"A Complete Guide to Real Estate Transfer in Saudi Arabia"},"content":{"rendered":"<p>When purchasing a property, the first question that naturally arises is how to ensure ownership is transferred securely and legally.<!--more--><\/p>\n<p>This is where <strong>Real Estate Transfer (Title Deed Transfer) in Saudi Arabia<\/strong> plays a vital role, transforming agreements into officially registered ownership under the supervision of the Ministry of Justice.<\/p>\n<p>In this guide by <a href=\"https:\/\/habitare.sa\/en\/home-en\/\"><strong>Habitare Real Estate<\/strong><\/a>, we provide a comprehensive overview of real estate transfer procedures, covering types, conditions, fees, and step by step processes to help you complete your transaction with confidence.<\/p>\n<p>&nbsp;<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_87 counter-hierarchy ez-toc-counter-rtl ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #c1822b;color:#c1822b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #c1822b;color:#c1822b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Concept_of_Real_Estate_Transfer_Ifragh\" >Concept of Real Estate Transfer (Ifragh)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Types_of_Real_Estate_Transfer_in_Saudi_Arabia\" >Types of Real Estate Transfer in Saudi Arabia<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#1-_Electronic_Real_Estate_Transfer_via_Najiz\" >1- Electronic Real Estate Transfer via Najiz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#2-_Real_Estate_Transfer_Through_a_Licensed_Notary\" >2- Real Estate Transfer Through a Licensed Notary<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Conditions_for_Real_Estate_Transfer_in_Saudi_Arabia\" >Conditions for Real Estate Transfer in Saudi Arabia<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Conditions_for_Electronic_Transfer_via_Najiz\" >Conditions for Electronic Transfer via Najiz<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Conditions_for_Transfer_Through_a_Notary\" >Conditions for Transfer Through a Notary<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Steps_to_Complete_a_Real_Estate_Transfer\" >Steps to Complete a Real Estate Transfer<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Stage_One_Seller_Initiates_the_Request\" >Stage One: Seller Initiates the Request<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Stage_Two_Buyer_Approval\" >Stage Two: Buyer Approval<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Stage_Three_Escrow_Account_Creation\" >Stage Three: Escrow Account Creation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Stage_Four_Automated_Completion\" >Stage Four: Automated Completion<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Steps_for_Real_Estate_Transfer_Through_a_Notary\" >Steps for Real Estate Transfer Through a Notary<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Fees_for_Real_Estate_Transfer\" >Fees for Real Estate Transfer<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Can_a_real_estate_transfer_be_completed_electronically_without_visiting_the_Notary_Public\" >Can a real estate transfer be completed electronically without visiting the Notary Public?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/habitare.sa\/en\/a-complete-guide-to-real-estate-transfer-in-saudi-arabia\/#Are_all_real_estate_transfers_subject_to_the_Real_Estate_Transaction_Tax\" >Are all real estate transfers subject to the Real Estate Transaction Tax?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Concept_of_Real_Estate_Transfer_Ifragh\"><\/span>Concept of Real Estate Transfer (Ifragh)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Real estate transfer, commonly referred to as Ifragh, is a legal procedure through which property ownership is transferred from one party to another under the authority of the Saudi Ministry of Justice.<\/p>\n<p>This process ensures the highest levels of transparency, legal certainty, and protection for all parties involved.<\/p>\n<p>The service aligns with Vision 2030 by allowing transactions to be completed digitally through the Najiz platform or via licensed notaries, eliminating the need to visit notary offices in many cases.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Types_of_Real_Estate_Transfer_in_Saudi_Arabia\"><\/span>Types of Real Estate Transfer in Saudi Arabia<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are two primary methods of completing a real estate transfer in Saudi Arabia, each designed to meet different needs.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1-_Electronic_Real_Estate_Transfer_via_Najiz\"><\/span>1- Electronic Real Estate Transfer via Najiz<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This fully digital service is available 24\/7 through the Najiz portal, without requiring the presence of a notary or legal representative.<\/p>\n<p>The system automatically verifies bank accounts, confirms payment of the Real Estate Transaction Tax, and ensures all conditions are met before completing the transfer, offering a secure and transparent experience.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2-_Real_Estate_Transfer_Through_a_Licensed_Notary\"><\/span>2- Real Estate Transfer Through a Licensed Notary<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This option is completed through licensed notaries approved by the Ministry of Justice and can be arranged at any location and time using the <a href=\"https:\/\/mwathiq.sa\/\">Muwathiq platform<\/a> or mobile application.<\/p>\n<p>It is particularly suitable for complex transactions or for clients who prefer direct legal assistance during the process.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conditions_for_Real_Estate_Transfer_in_Saudi_Arabia\"><\/span>Conditions for Real Estate Transfer in Saudi Arabia<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Conditions vary depending on the method selected.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Conditions_for_Electronic_Transfer_via_Najiz\"><\/span>Conditions for Electronic Transfer via Najiz<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ol>\n<li>The title deed must comply with system requirements.<\/li>\n<li>The property value must not exceed SAR 20 million.<\/li>\n<li>Real Estate Transaction Tax must be paid in advance.<\/li>\n<li>Both buyer and seller must have active bank accounts.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Conditions_for_Transfer_Through_a_Notary\"><\/span>Conditions for Transfer Through a Notary<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ol>\n<li>A valid power of attorney is required if a representative is acting on behalf of either party.<\/li>\n<li>For high value transactions, certified cheques or verified bank transfers must be provided.<\/li>\n<li>The property area must not exceed 10,000 square meters within the notary\u2019s jurisdiction.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Steps_to_Complete_a_Real_Estate_Transfer\"><\/span>Steps to Complete a Real Estate Transfer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The process differs depending on the selected method.<\/p>\n<p><strong>Steps for Real Estate Transfer via Najiz<\/strong><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Stage_One_Seller_Initiates_the_Request\"><\/span>Stage One: Seller Initiates the Request<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The seller logs into <a href=\"https:\/\/najiz.sa\/applications\/landing?csrt=10905904141311827999\">Najiz<\/a> and selects the title deed.<br \/>\nBuyer details, transaction value, and IBAN are entered.<br \/>\nThe Real Estate Transaction Tax reference number is submitted.<br \/>\nThe request is reviewed and approved.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Stage_Two_Buyer_Approval\"><\/span>Stage Two: Buyer Approval<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The buyer accesses the request via Najiz.<br \/>\nThe transaction is approved and banking details are confirmed.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Stage_Three_Escrow_Account_Creation\"><\/span>Stage Three: Escrow Account Creation<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>An intermediary account is created for the transaction.<br \/>\nBoth parties receive the account details.<br \/>\nThe buyer transfers the amount within ten business days.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Stage_Four_Automated_Completion\"><\/span>Stage Four: Automated Completion<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The system verifies compliance.<br \/>\nOwnership is transferred electronically.<br \/>\nFunds are released to the seller.<br \/>\nAll parties and relevant authorities are notified.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Steps_for_Real_Estate_Transfer_Through_a_Notary\"><\/span>Steps for Real Estate Transfer Through a Notary<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>Log in to the Muwathiq application.<\/li>\n<li>Verify identity via mobile authentication.<\/li>\n<li>Select a new notarization request and choose real estate transfer.<\/li>\n<li>Select the city and service location.<\/li>\n<li>Confirm the request and coordinate with the notary.<\/li>\n<li>Receive confirmation once the process is completed.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<figure id=\"attachment_7819\" aria-describedby=\"caption-attachment-7819\" style=\"width: 1000px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-7819\" src=\"https:\/\/habitare.sa\/wp-content\/uploads\/2026\/01\/Fees-for-Real-Estate-Transfer-2.jpg\" alt=\"Fees for Real Estate Transfer\" width=\"1000\" height=\"667\" srcset=\"https:\/\/habitare.sa\/wp-content\/uploads\/2026\/01\/Fees-for-Real-Estate-Transfer-2.jpg 1000w, https:\/\/habitare.sa\/wp-content\/uploads\/2026\/01\/Fees-for-Real-Estate-Transfer-2-300x200.jpg 300w, https:\/\/habitare.sa\/wp-content\/uploads\/2026\/01\/Fees-for-Real-Estate-Transfer-2-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption id=\"caption-attachment-7819\" class=\"wp-caption-text\">Fees for Real Estate Transfer<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Fees_for_Real_Estate_Transfer\"><\/span>Fees for Real Estate Transfer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"https:\/\/habitare.sa\/en\/category\/saudi-investment-regulations-laws-en\/\">In line with Saudi investment regulations<\/a>, real estate transfer through the Najiz platform is provided at no cost.<\/p>\n<p>Transfers conducted through licensed notaries involve service fees agreed upon directly with the notary, reflecting the personalized legal assistance provided.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Understanding <strong>Real Estate Transfer (Title Deed Transfer) in Saudi Arabia<\/strong>, including its types, conditions, procedures, and costs, is essential for completing property transactions securely and efficiently.<\/p>\n<p>At <strong>Habitare Real Estate<\/strong>, we act as your trusted partner throughout the ownership journey, ensuring every step complies with Saudi regulations while protecting your investment.<br \/>\nIf you require assistance with real estate transfer or any property related service, <a href=\"https:\/\/habitare.sa\/en\/contact-us-en\/\">contact Habitare Real Estate today<\/a> and experience a seamless, fully compliant ownership transfer.<\/p>\n<hr \/>\n<p><strong>Edited by: Habitare Real Estate <sup>\u00a9<\/sup><\/strong><\/p>\n<p><strong>Sources:<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/www.moj.gov.sa\/sites\/knowledgebase\/Documents02\/CRM_CCTS_901833d2-7835-4e0f-a2de-eeebe3c1eadb.pdf\">Electronic Real Estate Transfer Guide<\/a><\/li>\n<li><a href=\"https:\/\/www.moj.gov.sa\/english\/MediaCenter\/News\/Pages\/NewsDetails.aspx?itemId=1376\">Ministry of Justice<\/a><\/li>\n<li><a href=\"https:\/\/my.gov.sa\/en\/services\/978475\">SA National Platform<\/a><\/li>\n<\/ul>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span>Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n        <section class=\"sc_fs_faq sc_card \">\n            <div>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"Can_a_real_estate_transfer_be_completed_electronically_without_visiting_the_Notary_Public\"><\/span>Can a real estate transfer be completed electronically without visiting the Notary Public?<span class=\"ez-toc-section-end\"><\/span><\/h3>                <div>\n\t\t\t\t\t                    <p>\n\t\t\t\t\t\tYes, real estate transfers can be completed electronically through the Najiz platform without visiting a notary.                    <\/p>\n                <\/div>\n            <\/div>\n        <\/section>\n\t\t        <section class=\"sc_fs_faq sc_card \">\n            <div>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"Are_all_real_estate_transfers_subject_to_the_Real_Estate_Transaction_Tax\"><\/span>Are all real estate transfers subject to the Real Estate Transaction Tax?<span class=\"ez-toc-section-end\"><\/span><\/h3>                <div>\n\t\t\t\t\t                    <p>\n\t\t\t\t\t\tYes, payment of the Real Estate Transaction Tax is a mandatory requirement for completing a real estate transfer.                    <\/p>\n                <\/div>\n            <\/div>\n        <\/section>\n\t\t\n<script type=\"application\/ld+json\">\n    {\n\t\t\"@context\": \"https:\/\/schema.org\",\n\t\t\"@type\": \"FAQPage\",\n\t\t\"mainEntity\": [\n\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Can a real estate transfer be completed electronically without visiting the Notary Public?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"Yes, real estate transfers can be completed electronically through the Najiz platform without visiting a notary.\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Are all real estate transfers subject to the Real Estate Transaction Tax?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"Yes, payment of the Real Estate Transaction Tax is a mandatory requirement for completing a real estate transfer.\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t\t    ]\n}\n<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>A complete guide to Real Estate Transfer (Title Deed Transfer) in Saudi Arabia.<\/p>\n","protected":false},"author":1,"featured_media":7818,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[101],"tags":[],"class_list":["post-7817","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-saudi-investment-regulations-laws-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Real Estate Transfer in Saudi Arabia: Everything You Need to Know - \u0647\u0627\u0628\u064a\u062a\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629<\/title>\n<meta name=\"description\" content=\"Real Estate Transfer (Title Deed Transfer) in Saudi Arabia explained, covering Najiz steps, conditions, and secure legal ownership transfer\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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