{"id":10228,"date":"2026-09-12T14:20:09","date_gmt":"2026-09-12T14:20:09","guid":{"rendered":"https:\/\/habitare.sa\/?p=10228"},"modified":"2026-09-14T14:27:51","modified_gmt":"2026-09-14T14:27:51","slug":"can-non-saudi-buy-property-madinah","status":"publish","type":"post","link":"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/","title":{"rendered":"Can Non-Saudi Buy Property in Madinah? A 2026 Guide"},"content":{"rendered":"<p>Can Non-Saudi Buy Property in Madinah? This is an important question for Muslims around the world considering buying property in Saudi Arabia and seeking clarity on the rules governing property ownership in Madinah.<!--more--><\/p>\n<p>In this guide from <a href=\"https:\/\/habitare.sa\/en\/\">Habitare Real Estate<\/a>, we explore the key rules surrounding foreign property ownership in Madinah, including eligibility, geographic requirements, documentation, and the steps involved in completing a purchase.<\/p>\n<p>&nbsp;<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_87 counter-hierarchy ez-toc-counter-rtl ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #c1822b;color:#c1822b\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #c1822b;color:#c1822b\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#Can_Non-Saudi_Buy_Property_in_Madinah\" >Can Non-Saudi Buy Property in Madinah?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#Can_Non-Saudi_Buy_Property_in_Saudi_Arabia\" >Can Non-Saudi Buy Property in Saudi Arabia?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#Who_Is_Eligible_to_Own_Property_in_Madinah\" >Who Is Eligible to Own Property in Madinah?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#1_Non-Saudi_Muslim_Individuals\" >1. Non-Saudi Muslim Individuals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#2_Saudi_Companies_with_Non-Saudi_Ownership\" >2. Saudi Companies with Non-Saudi Ownership<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#3_Listed_Companies_Investment_Funds_and_Special_Purpose_Entities\" >3. Listed Companies, Investment Funds, and Special Purpose Entities<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#What_Types_of_Property_Can_Foreigners_Buy\" >What Types of Property Can Foreigners Buy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#Where_Can_Non-Saudi_Buy_Property_in_Madinah\" >Where Can Non-Saudi Buy Property in Madinah?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#Can_Non-Saudi_Buy_Property_in_Madinah_Near_the_Prophets_Mosque\" >Can Non-Saudi Buy Property in Madinah Near the Prophet\u2019s Mosque?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#What_Documents_Does_an_International_Buyer_Need\" >What Documents Does an International Buyer Need?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#Requirements_for_Non-Resident_Non-Saudi_Buyers\" >Requirements for Non-Resident Non-Saudi Buyers<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#How_Does_the_Property_Purchase_Process_Work\" >How Does the Property Purchase Process Work?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#1_Verify_Buyer_and_Property_Eligibility\" >1. Verify Buyer and Property Eligibility<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#2_Complete_the_International_Buyer_Requirements\" >2. Complete the International Buyer Requirements<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#3_Submit_the_Ownership_Application_Online\" >3. Submit the Ownership Application Online<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#4_Complete_Financial_Transactions_Electronically\" >4. Complete Financial Transactions Electronically<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#5_Register_Ownership_and_Complete_Title_Documentation\" >5. Register Ownership and Complete Title Documentation<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#How_Much_Does_It_Cost_to_Buy_Property_in_Madinah\" >How Much Does It Cost to Buy Property in Madinah?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#Can_a_Foreign_Buyer_Complete_the_Purchase_from_Outside_Saudi_Arabia\" >Can a Foreign Buyer Complete the Purchase from Outside Saudi Arabia?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#What_Should_Muslim_Buyers_from_Abroad_Know\" >What Should Muslim Buyers from Abroad Know?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#Frequently_Asked_Questions_About_Property_Ownership_in_Madinah\" >Frequently Asked Questions About Property Ownership in Madinah<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#Can_Non-Saudi_Own_Property_in_Makkah_and_Madinah\" >Can Non-Saudi Own Property in Makkah and Madinah?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#How_Can_I_Buy_Property_in_Madinah_as_a_Non-Saudi\" >How Can I Buy Property in Madinah as a Non-Saudi?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/habitare.sa\/en\/can-non-saudi-buy-property-madinah\/#What_Are_the_Property_Ownership_Requirements_for_Non-Saudi_in_Saudi_Arabia\" >What Are the Property Ownership Requirements for Non-Saudi in Saudi Arabia?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Can_Non-Saudi_Buy_Property_in_Madinah\"><\/span>Can Non-Saudi Buy Property in Madinah?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Saudi Arabia\u2019s Real Estate Ownership Law for Non-Saudi allows non-Saudi individuals to own property or acquire other real rights over real estate within the geographic areas and regulatory parameters established by law.<\/p>\n<p>This includes Madinah. However, for a non-Saudi individual, property ownership in Madinah is limited to Muslims.<\/p>\n<p>Accordingly, a non-Saudi individual seeking to own property in Madinah must be a Muslim and must meet the applicable requirements governing the geographic area, property, and type of real right involved.<\/p>\n<p>The fact that ownership is permitted under the law does not mean that every property in Madinah is automatically available to every international buyer.<\/p>\n<p>The Real Estate General Authority explains that the designated geographic areas determine the locations and projects where non-Saudi buyers may own property or acquire real rights.<\/p>\n<p>These provisions may also address the type of right, ownership limits, permitted periods, and other applicable conditions. International buyers should therefore verify the specific property and project before completing a transaction.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Can_Non-Saudi_Buy_Property_in_Saudi_Arabia\"><\/span>Can Non-Saudi Buy Property in Saudi Arabia?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Saudi Arabia\u2019s Real Estate Ownership Law for Non-Saudi allows eligible non-Saudi buyers to own real estate or acquire other real rights within the Kingdom, subject to the geographic areas and regulations established under the law.<\/p>\n<p>The framework applies to individuals, companies, and other non-Saudi entities according to the category and requirements applicable to each.<\/p>\n<p>It also defines where foreign ownership is permitted, together with the types of real rights available, applicable ownership limits, permitted periods for usufruct rights, and other conditions governing <a href=\"https:\/\/habitare.sa\/en\/category\/real-estate-ownership-non-saudis-en\/\">non-Saudi property ownership<\/a>.<\/p>\n<p>For anyone considering buying property in Saudi Arabia, the new framework took effect on <strong>22 January 2026<\/strong>.<\/p>\n<p>Applications are submitted through the official Saudi Properties digital platform, which serves residents, non-residents, companies, and other non-Saudi entities according to the applicable procedures and requirements.<\/p>\n<p>Special provisions apply to Makkah and Madinah. For non-Saudi individuals, ownership in both Holy Cities is limited to Muslims, while ownership by companies and other entities follows separate regulatory pathways.<\/p>\n<p>This means that property ownership for non-Saudis remains subject to the designated geographic areas and the specific rules applicable to each category of buyer.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Who_Is_Eligible_to_Own_Property_in_Madinah\"><\/span>Who Is Eligible to Own Property in Madinah?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Eligibility to own property in Madinah depends on the buyer\u2019s legal status.<\/p>\n<p>The framework establishes specific provisions for non-Saudi individuals, as well as separate rules governing companies and other eligible entities.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Non-Saudi_Muslim_Individuals\"><\/span>1. Non-Saudi Muslim Individuals<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A non-Saudi individual may own property in Madinah only if the individual is Muslim and the property falls within the applicable geographic area and meets the relevant requirements concerning property rights and ownership limits.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Saudi_Companies_with_Non-Saudi_Ownership\"><\/span>2. Saudi Companies with Non-Saudi Ownership<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A Saudi company that is not listed on the Saudi Exchange and has non-Saudi participation in its share capital may own real estate or acquire real rights within the designated geographic area, including Madinah, subject to the applicable regulations.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Listed_Companies_Investment_Funds_and_Special_Purpose_Entities\"><\/span>3. Listed Companies, Investment Funds, and Special Purpose Entities<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The framework also covers companies listed on the Saudi Exchange, investment funds, and duly licensed special purpose entities.<\/p>\n<p>These entities may own real estate or acquire real rights, including in Madinah, in accordance with the Capital Market Law, its regulations, and the requirements established by the relevant authorities.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Types_of_Property_Can_Foreigners_Buy\"><\/span>What Types of Property Can Foreigners Buy?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Foreign property ownership in Saudi Arabia is not limited to a single type of real estate.<\/p>\n<p>Eligibility depends on the geographic area, the type of property right, and the regulations applicable to the relevant location.<\/p>\n<p>The regulatory framework identifies areas where non-Saudi buyers may own property and establishes the applicable types of rights, ownership limits, and related restrictions.<\/p>\n<p>In Madinah, it would therefore be inaccurate to assume that every type of property is automatically available to non-Saudi buyers.<\/p>\n<p>Ownership remains subject to the designated geographic areas and the requirements applicable to each area. International buyers should verify the specific property and project before proceeding with a purchase.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_Can_Non-Saudi_Buy_Property_in_Madinah\"><\/span>Where Can Non-Saudi Buy Property in Madinah?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Non-Saudi buyers cannot purchase property throughout Madinah without restrictions.<\/p>\n<p>Foreign ownership in Saudi Arabia is linked to designated geographic areas established by the relevant authorities.<\/p>\n<p>These areas identify permitted locations, ownership limits, types of real rights, permitted periods, and other applicable requirements.<\/p>\n<p>The geographic areas document includes designated areas for non-Saudi ownership in Madinah.<\/p>\n<p>Therefore, simply being located within the boundaries of Madinah does not automatically make a property available to an international buyer.<\/p>\n<p>The specific location of the property or project must be verified against the approved geographic ownership area.<\/p>\n<p>International buyers can consult the official Saudi Properties platform to review the geographic areas, ownership rights, applicable limits, and requirements associated with each area.<\/p>\n<p>&nbsp;<\/p>\n<figure id=\"attachment_10230\" aria-describedby=\"caption-attachment-10230\" style=\"width: 1200px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-10230\" src=\"https:\/\/habitare.sa\/wp-content\/uploads\/2026\/09\/Can-Non-Saudi-Buy-Property-in-Madinah.jpg\" alt=\"Can Non-Saudi Buy Property in Madinah\" width=\"1200\" height=\"630\" srcset=\"https:\/\/habitare.sa\/wp-content\/uploads\/2026\/09\/Can-Non-Saudi-Buy-Property-in-Madinah.jpg 1200w, https:\/\/habitare.sa\/wp-content\/uploads\/2026\/09\/Can-Non-Saudi-Buy-Property-in-Madinah-300x158.jpg 300w, https:\/\/habitare.sa\/wp-content\/uploads\/2026\/09\/Can-Non-Saudi-Buy-Property-in-Madinah-1024x538.jpg 1024w, https:\/\/habitare.sa\/wp-content\/uploads\/2026\/09\/Can-Non-Saudi-Buy-Property-in-Madinah-768x403.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption id=\"caption-attachment-10230\" class=\"wp-caption-text\">Can Non-Saudi Buy Property in Madinah<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Can_Non-Saudi_Buy_Property_in_Madinah_Near_the_Prophets_Mosque\"><\/span>Can Non-Saudi Buy Property in Madinah Near the Prophet\u2019s Mosque?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A Muslim non-Saudi buyer may own property in Madinah subject to the applicable regulations.<\/p>\n<p>However, proximity to the Prophet\u2019s Mosque alone does not determine whether a property can be purchased.<\/p>\n<p>The property must fall within an approved geographic area and satisfy the requirements applicable to that specific location.<\/p>\n<p>The Real Estate General Authority has confirmed that property ownership in Madinah is connected to designated geographic areas containing details on permitted locations, ownership limits, property rights, and other applicable conditions.<\/p>\n<p>If a property is located near the Prophet\u2019s Mosque, the buyer should verify its exact location through the official Saudi Properties platform.<\/p>\n<p>This is essential to confirm that the property falls within an area where non-Saudi ownership is permitted, rather than relying solely on a description stating that the property is close to the Prophet\u2019s Mosque.<\/p>\n<p>The official platform provides interactive maps showing the relevant geographic areas and information about ownership rights, limits, and applicable requirements.<\/p>\n<p>Property registration is a separate process from determining eligibility for non-Saudi ownership.<\/p>\n<p>The Real Estate Registry records property ownership, rights, and transactions, while the Real Estate Ownership Law for Non-Saudi and its implementing provisions determine eligibility, geographic areas, and the applicable ownership requirements.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Documents_Does_an_International_Buyer_Need\"><\/span>What Documents Does an International Buyer Need?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The requirements for buying property in Saudi Arabia vary according to the buyer\u2019s status and whether the buyer resides inside or outside the Kingdom.<\/p>\n<p>The implementing regulations establish specific requirements for non-Saudi individuals who are not residents of Saudi Arabia and wish to acquire property.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Requirements_for_Non-Resident_Non-Saudi_Buyers\"><\/span>Requirements for Non-Resident Non-Saudi Buyers<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If an international buyer does not reside in Saudi Arabia, several key requirements must be completed before acquiring property or another real right.<\/p>\n<ol>\n<li><strong>Obtain a digital identity:<\/strong> A non-resident non-Saudi buyer must obtain an approved digital identity that enables secure identification during digital property ownership procedures in the Kingdom.<\/li>\n<li><strong>Open a Saudi bank account:<\/strong> The regulations require a non-resident buyer to open a bank account in Saudi Arabia in the buyer\u2019s own name before completing the ownership process.<\/li>\n<li><strong>Obtain a Saudi mobile number:<\/strong> The buyer must have a Saudi mobile number registered in the buyer\u2019s name and linked to the digital identity used during the ownership procedures.<\/li>\n<li><strong>Register the property in the Real Estate Registry:<\/strong> The ownership must be properly registered in the Real Estate Registry in accordance with the applicable provisions. The ownership process and issuance of the relevant title documentation are completed through the official registration system.<\/li>\n<\/ol>\n<p>For international buyers, the process therefore involves more than presenting personal identification.<\/p>\n<p>It may require completing the digital identity, banking, and telecommunications requirements, while also ensuring that the property itself meets the applicable conditions and is properly registered.<\/p>\n<p>Because an international buyer may begin the process from outside Saudi Arabia, it is advisable to complete the required steps through official channels and follow the designated digital process for ownership and registration.<\/p>\n<p>The Saudi Properties platform serves as the official digital platform for the Real Estate Ownership Law for Non-Saudis.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Does_the_Property_Purchase_Process_Work\"><\/span>How Does the Property Purchase Process Work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The property ownership process for non-Saudis is conducted through an electronic pathway regulated by the Real Estate General Authority.<\/p>\n<p>Some steps vary depending on whether the buyer resides inside or outside Saudi Arabia, while the ownership platform connects with the Real Estate Registry to complete the registration process.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Verify_Buyer_and_Property_Eligibility\"><\/span>1. Verify Buyer and Property Eligibility<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The process begins by confirming that the buyer meets the requirements for foreign property ownership in Saudi Arabia and that the property is located within a permitted geographic area.<\/p>\n<p>The specific ownership rights and conditions applicable to that area should also be confirmed.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Complete_the_International_Buyer_Requirements\"><\/span>2. Complete the International Buyer Requirements<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A non-Saudi buyer who does not reside in the Kingdom must obtain a digital identity, open a Saudi bank account in the buyer\u2019s own name, and obtain a Saudi mobile number linked to the digital identity before completing the ownership process.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Submit_the_Ownership_Application_Online\"><\/span>3. Submit the Ownership Application Online<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The buyer submits the ownership application through the designated electronic platform for non-Saudi property ownership.<\/p>\n<p>The platform connects with the Real Estate Registry and enables the buyer to complete the ownership journey in accordance with the applicable procedures.<\/p>\n<p>For non-residents, the process begins through Saudi embassies and diplomatic missions abroad to obtain the required digital identity, after which the application can be completed through the digital platform.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Complete_Financial_Transactions_Electronically\"><\/span>4. Complete Financial Transactions Electronically<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The implementing regulations require financial transactions related to property ownership, the acquisition of other real rights, and related dispositions to be completed through electronic payment methods in accordance with the applicable payment regulations and services of the Saudi Central Bank.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Register_Ownership_and_Complete_Title_Documentation\"><\/span>5. Register Ownership and Complete Title Documentation<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Once the ownership procedures have been completed, the property is registered through the Real Estate Registry and the relevant title documentation is issued in accordance with the applicable regulations.<\/p>\n<p>This completes the ownership process through the official legal framework.<\/p>\n<p>Foreign property ownership in Saudi Arabia therefore involves more than agreeing on a purchase price and completing payment with the seller.<\/p>\n<p>Buyers must follow the official channels, satisfy the requirements applicable to both the buyer and the property, and complete the required real estate registration.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Much_Does_It_Cost_to_Buy_Property_in_Madinah\"><\/span>How Much Does It Cost to Buy Property in Madinah?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There is no single purchase price for property in Madinah.<\/p>\n<p>Prices vary according to location, property type, size, development, and the specific project. As a result, no fixed amount can apply to every international buyer.<\/p>\n<p>In addition to the purchase price, buyers should consider the taxes and statutory fees associated with the transaction.<\/p>\n<p>Real Estate Transaction Tax is imposed at a rate of <strong>5%<\/strong> on the value of the real estate transaction, subject to the applicable Real Estate Transaction Tax regulations in Saudi Arabia.<\/p>\n<p>The Real Estate Ownership Law for Non-Saudi also provides for a fee on transactions involving a non-Saudi person\u2019s real rights in real estate.<\/p>\n<p>Under the implementing regulations, this fee in Madinah is set at <strong>2%<\/strong> for all types of real rights and all types of use covered by Article 9.<\/p>\n<p>When estimating the total cost of buying property in Madinah, an international buyer should therefore consider three principal elements: the property price, the 5% Real Estate Transaction Tax, and the 2% fee applicable to a non-Saudi person\u2019s transaction involving real rights in Madinah.<\/p>\n<p>The applicability of specific rates, exemptions, and exceptions should be verified for the individual transaction before completion.<\/p>\n<p>These amounts may also exclude other costs associated with the transaction or professional real estate services.<\/p>\n<p>Obtaining a clear breakdown of all costs payable by the buyer before completing the purchase is therefore an important part of the process.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Can_a_Foreign_Buyer_Complete_the_Purchase_from_Outside_Saudi_Arabia\"><\/span>Can a Foreign Buyer Complete the Purchase from Outside Saudi Arabia?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Yes. A foreign buyer who does not reside in Saudi Arabia can begin and complete the ownership process from outside the Kingdom through the designated digital pathway for non-Saudi property ownership, subject to the applicable requirements and regulations.<\/p>\n<p>A non-resident non-Saudi buyer must obtain an approved digital identity, open a bank account in Saudi Arabia in the buyer\u2019s own name, and obtain a Saudi mobile number registered in the buyer\u2019s name and linked to the digital identity.<\/p>\n<p>These requirements must be completed before acquiring the property or another real right.<\/p>\n<p>Once the requirements have been met, the buyer submits the ownership application through the designated electronic platform.<\/p>\n<p>The property ownership process and title documentation are then completed through the Real Estate Registry in accordance with the applicable provisions.<\/p>\n<p>Financial transactions connected with the purchase must also be completed through approved electronic payment methods.<\/p>\n<p>For a non-resident buyer, the process therefore begins with obtaining the required digital identity and continues through the official digital platform.<\/p>\n<p>Physical presence in Saudi Arabia is not necessarily required to begin the foreign ownership process, but the buyer must satisfy the applicable digital and banking requirements and confirm that the property falls within an approved geographic area.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Should_Muslim_Buyers_from_Abroad_Know\"><\/span>What Should Muslim Buyers from Abroad Know?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you are a Muslim buyer based outside Saudi Arabia and are considering buying property in Madinah, the framework permits eligible non-Saudi Muslim individuals to own property in the city, subject to the designated geographic areas, property rights, and applicable regulations.<\/p>\n<p><a href=\"https:\/\/habitare.sa\/en\/the-foreign-ownership-of-real-estate-in-saudi-arabia-decision-comes-into-effect\/\">The Saudi foreign property ownership<\/a> framework does not mean that every property is available without restriction.<\/p>\n<p>Approved geographic areas determine where ownership is permitted, together with the relevant property rights, ownership limits, and other conditions.<\/p>\n<p>International buyers can review these requirements through the official Saudi Properties platform.<\/p>\n<p>For a Muslim non-resident buyer, the ownership application can be completed through the official digital platform after the required procedures have been satisfied.<\/p>\n<p>The implementing regulations also require a non-resident non-Saudi buyer to obtain a digital identity, open a bank account in Saudi Arabia in the buyer\u2019s own name, and obtain a Saudi mobile number registered in the buyer\u2019s name and linked to the digital identity before acquiring property.<\/p>\n<p>The buyer must then complete the ownership and registration procedures through the official channels.<\/p>\n<p>For Muslim buyers from abroad, the most important step before purchasing property in Madinah is to confirm both personal eligibility and the eligibility of the specific property.<\/p>\n<p>The property should be verified as falling within an approved geographic area before the buyer proceeds with the transaction.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Real Estate Ownership Law for Non-Saudi establishes a clear framework for eligible international buyers seeking property ownership in Madinah.<\/p>\n<p>If you are asking, \u201cCan Non-Saudi Buy Property in Madinah?\u201d, the answer depends on your eligibility, the type of property, and its location.<\/p>\n<p>For an international buyer, the opportunity extends beyond acquiring a property.<\/p>\n<p>It is also about becoming part of the contemporary experience of Madinah, where spiritual significance, evolving urban development, and a growing real estate landscape come together.<\/p>\n<p>If you are looking for a suitable property in Madinah, <a href=\"https:\/\/habitare.sa\/en\/contact-us-en\/\">contact Habitare Real Estate<\/a> to explore available opportunities and receive guidance throughout your property search.<\/p>\n<p>Begin your journey with clarity and confidence, and discover the possibilities of owning property in Saudi Arabia.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Edited by:<\/strong> Habitare Real Estate<sup>\u00a9<\/sup><\/p>\n<p><strong>Sources:<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/rega.gov.sa\/en\/laws-and-decisions\/regulations-and-by-laws\/rules\/law-of-real-estate-ownership-and-investment-by-non-saudis\/?\">Real Estate General Authority (REGA)<\/a><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_About_Property_Ownership_in_Madinah\"><\/span>Frequently Asked Questions About Property Ownership in Madinah<span class=\"ez-toc-section-end\"><\/span><\/h2>\n        <section class=\"sc_fs_faq sc_card \">\n            <div>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"Can_Non-Saudi_Own_Property_in_Makkah_and_Madinah\"><\/span>Can Non-Saudi Own Property in Makkah and Madinah?<span class=\"ez-toc-section-end\"><\/span><\/h3>                <div>\n\t\t\t\t\t                    <p>\n\t\t\t\t\t\tYes. The Real Estate Ownership Law for Non-Saudi permits eligible non-Saudi Muslim individuals to own property in Makkah and Madinah, subject to the designated geographic areas, property rights, and applicable regulations.<br \/>\nThe framework also covers Saudi companies with non-Saudi ownership, listed companies, investment funds, and special purpose entities according to the specific requirements applicable to each category.                    <\/p>\n                <\/div>\n            <\/div>\n        <\/section>\n\t\t        <section class=\"sc_fs_faq sc_card \">\n            <div>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"How_Can_I_Buy_Property_in_Madinah_as_a_Non-Saudi\"><\/span>How Can I Buy Property in Madinah as a Non-Saudi?<span class=\"ez-toc-section-end\"><\/span><\/h3>                <div>\n\t\t\t\t\t                    <p>\n\t\t\t\t\t\tThe process begins by confirming the buyer\u2019s eligibility and verifying that the property is located within an approved geographic area.<br \/>\nThe buyer then submits an ownership application through the designated electronic platform and completes the applicable regulatory requirements.<br \/>\nFor a non-resident non-Saudi buyer, the required digital identity, Saudi bank account, and Saudi mobile number linked to the digital identity must be obtained before completing the ownership process.<br \/>\nThe ownership and title documentation are then completed through the Real Estate Registry.                    <\/p>\n                <\/div>\n            <\/div>\n        <\/section>\n\t\t        <section class=\"sc_fs_faq sc_card \">\n            <div>\n\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"What_Are_the_Property_Ownership_Requirements_for_Non-Saudi_in_Saudi_Arabia\"><\/span>What Are the Property Ownership Requirements for Non-Saudi in Saudi Arabia?<span class=\"ez-toc-section-end\"><\/span><\/h3>                <div>\n\t\t\t\t\t                    <p>\n\t\t\t\t\t\tThe requirements vary according to the buyer\u2019s status and the location of the property.<br \/>\nOwnership is subject to the designated geographic areas, applicable real rights, ownership limits, and the regulations governing each area.<br \/>\nIn Makkah and Madinah, a non-Saudi individual must be Muslim.<br \/>\nA non-resident non-Saudi buyer must also satisfy the applicable digital identity, Saudi bank account, and Saudi mobile number requirements and complete the ownership registration process through the official channels.                    <\/p>\n                <\/div>\n            <\/div>\n        <\/section>\n\t\t\n<script type=\"application\/ld+json\">\n    {\n\t\t\"@context\": \"https:\/\/schema.org\",\n\t\t\"@type\": \"FAQPage\",\n\t\t\"mainEntity\": [\n\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"Can Non-Saudi Own Property in Makkah and Madinah?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"Yes. The Real Estate Ownership Law for Non-Saudi permits eligible non-Saudi Muslim individuals to own property in Makkah and Madinah, subject to the designated geographic areas, property rights, and applicable regulations.<br>\nThe framework also covers Saudi companies with non-Saudi ownership, listed companies, investment funds, and special purpose entities according to the specific requirements applicable to each category.\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"How Can I Buy Property in Madinah as a Non-Saudi?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"The process begins by confirming the buyer\u2019s eligibility and verifying that the property is located within an approved geographic area.<br>\nThe buyer then submits an ownership application through the designated electronic platform and completes the applicable regulatory requirements.<br>\nFor a non-resident non-Saudi buyer, the required digital identity, Saudi bank account, and Saudi mobile number linked to the digital identity must be obtained before completing the ownership process.<br>\nThe ownership and title documentation are then completed through the Real Estate Registry.\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t,\t\t\t\t{\n\t\t\t\t\"@type\": \"Question\",\n\t\t\t\t\"name\": \"What Are the Property Ownership Requirements for Non-Saudi in Saudi Arabia?\",\n\t\t\t\t\"acceptedAnswer\": {\n\t\t\t\t\t\"@type\": \"Answer\",\n\t\t\t\t\t\"text\": \"The requirements vary according to the buyer\u2019s status and the location of the property.<br>\nOwnership is subject to the designated geographic areas, applicable real rights, ownership limits, and the regulations governing each area.<br>\nIn Makkah and Madinah, a non-Saudi individual must be Muslim.<br>\nA non-resident non-Saudi buyer must also satisfy the applicable digital identity, Saudi bank account, and Saudi mobile number requirements and complete the ownership registration process through the official channels.\"\n\t\t\t\t\t\t\t\t\t}\n\t\t\t}\n\t\t\t\t    ]\n}\n<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>Can non-Saudi buy property in Madinah? Explore the rules and requirements.<\/p>\n","protected":false},"author":4,"featured_media":10229,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"_joinchat":[],"footnotes":""},"categories":[99],"tags":[1767],"class_list":["post-10228","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-ownership-non-saudis-en","tag-medina"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Can Non-Saudi Buy Property in Madinah? | 2026 Guide - \u0647\u0627\u0628\u064a\u062a\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629<\/title>\n<meta name=\"description\" content=\"Can Non-Saudi Buy Property in Madinah? 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